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According to the World Bank, 24% of adults worldwide still do not have a bank account. In America, numerous individuals within underserved communities lack the financial resources many Americans take for granted. Bank accounts, for example, are beyond the reach of many minorities, making it difficult to provide documentation of income and savings, obtain loans and insurance, or even plan financially for the future. Fortunately, financial regulators have committed to investing in more accessible financial tools, technologies and services for those who benefit most from them, giving new meaning to diversity, equity and inclusion (DEI)....

Ozone-depleting substances (ODS) are synthetic chemicals developed in the 1920s and 30s. They became popular in the 1950s when they were used as refrigerants, solvents and propellants, the researchers note. The substances are best known for their damaging effect on the ozone, causing a hole to form above Antarctica. But they are also highly potent greenhouse gases. “While the dominant role of carbon dioxide is undisputed, another important set of anthropogenic [greenhouse gasses] was also being emitted over the second half of the twentieth century: ozone-depleting substances,” researchers wrote in Nature Climate Change....

BARAK: My feeling is that we won’t have a peace agreement with Arafat. He’s not a Palestinian Sadat or a Palestinian King Hussein. Arafat turned to violence after Camp David. Camp David was a moment of truth… It was an end to what Arafat had done for years–namely, talk in English about his readiness to make peace and in Arabic about eliminating Israel in stages. He decided that only by turning to violence could he once again create world sympathy....

The Judge’s chance of getting the nomination stands at 67.1 percent, betting website Oddschecker told Newsweek. The prediction comes as President Donald Trump revealed not only that his choice will likely be a woman but that Lagoa was a serious contender for the open Supreme Court seat. “She’s excellent, she’s Hispanic, she’s a terrific woman from everything I know. I don’t know her. Florida, we love Florida. So she’s got a lot of things, very smart,” Trump told Fox News’ morning program Fox & Friends earlier on Monday....

Two weeks ago, Brownback issued a snarky (at least for him) press release proposing a new word for the dictionary: “Mitt-amorphasis.” (Get it?) Brownback’s definition: “A self-directed and self-contradictory cyclical process, occurring in even-numbered years, by which a Massachusetts politician transforms at will.” Among the word’s proposed synonyms, according to the Brownback campaign, was “John Kerry.” Zing! Romney’s camp did what anyone regarded as a first-tier presidential contender would do: They largely ignored the attacks....

It had looked as though Edinson Cavani’s away goal would prove pivotal after Barca had raced into a three-goal lead, but the hosts scored three times from the 88th minute onwards at Camp Nou to complete the biggest turnaround ever seen in the competition. After being thrashed in the first leg of the last-16 tie, Barca appeared set to fall agonisingly short of a famous recovery in what transpired to be a classic encounter....

The Catalan giants have been sanctioned under Article 16 (2) of UEFA’s Disciplinary Regulations following Wednesday’s 4-1 win. A UEFA Control, Ethics and Disciplinary Body will meet on May 31 to rule on the charges. Barca took a commanding lead in the quarter-final tie thanks to own goals from Daniele De Rossi and Kostas Manolas, with Gerard Pique and Luis Suarez completing the win. Ernesto Valverde’s side will travel to Rome for the second leg on Tuesday, Edin Dzeko’s away goal having given the Italian club the smallest glimmer of hope....

The departure came at a time of perceived institutional crisis at Barca, with fan anger at the running of the club compounded by a thrashing to Real Madrid in the Supercopa de Espana. However, Ernesto Valverde has led a serene march towards La Liga glory this season, and Barca are unbeaten after 24 league games - a run stretching back a club-record 31 league contests - with a healthy lead over Atletico Madrid in second....

The Catalans will take on Juve in Group D of the competition, having lost at the quarter-final stage in 2016-17. Juve 12/1 to win Champions League Greek champions Olympiacos and Sporting Lisbon are also in the group alongside the two giants, after the draw was held in Monaco. Holders Real Madrid also take on familiar opposition in the shape of Dortmund, the pair meeting in Group H in a repeat of last year’s draw....

Barca 19/20 to win La Liga Ernesto Valverde’s side were beaten 3-1 by the LaLiga champions at Camp Nou on Sunday in a thrilling encounter that gives Zinedine Zidane’s side the advantage in the tie. Lionel Messi cancelled out Gerard Pique’s own goal before substitute Cristiano Ronaldo scored Madrid’s second and was then sent off for two bookable offences, the first for removing his shirt in celebration and the second for diving under pressure from Samuel Umtiti....

Barca host Eibar on Sunday and will still have hopes of retaining their La Liga title at the expense of bitter rivals Real Madrid. Luis Enrique: Madrid can still falter They might do so with a depleted defence after Mascherano withdrew during the warm-up ahead of the 4-1 win at Las Palmas last time out. Barcelona have confirmed the Argentina international sustained “a small lesion in the biceps femoris of the right leg” and his condition will be monitored this week....

The Argentine forward is on the bench for the Catalan club along with Marc-Andre ter Stegen, Sergio Busquets, Paulinho and Sergi Roberto as coach Ernesto Valverde picks a much-changed team for the visit of the Portuguese side. Luis Suarez is in the side, the Uruguayan starting alongside Paco Alcacer and Aleix Vidal in attack. In midfield, there is a rare start for Andre Gomes who is available again after injury, with Ivan Rakitic and Denis Suarez also included....

The striker was officially handed a two-game suspension by the Royal Spanish Football Federation (RFEF) on Thursday as a result of the red card he received in the semi-final second leg against Atletico Madrid on Tuesday. The Uruguay international was given a second booking in the closing stages of the 1-1 draw at Camp Nou after a clash with Atletico midfielder Koke. Perez rules out Copa final at Bernabeu...

Dallas used a big offensive game by J.J. Barea and a big defensive play by Dirk Nowitzki to secure a critical 88-86 win over the Rockets. MORE: 23 most-hated players in league history | Sam Hinkie made the NBA better by destroying 76ers It was a huge night for the Mavs, who maintain a two-game lead over the ninth-place Rockets in the Western Conference playoff standings. It was an equally big loss for the Rockets, who are now a full game behind the Jazz for the eighth and final playoff spot....

“Oh my gosh,” Switzer told Sporting News. “And Dak Prescott ain’t too bad either.” MORE: MVP race becoming a runaway Switzer, who coached the Cowboys from 1994-97 and led the franchise to a win in Super Bowl XXX, has watched the rookie tandem with great interest in 2016. Prescott has 2,974 passing yards, 19 touchdowns and just two interceptions. Elliott leads the league with 1,285 rushing yards and has 12 scores himself....

Really, “remains in the major leagues” is selling Colon short. The 43-year-old has been the Mets’ most reliable starter this season and brought them another step closer to the playoffs Friday night by delivering seven innings of three-hit ball in New York’s 3-0 victory over Polanco and the Twins. MORE: Best pitcher last names It was in the first inning when Polanco had his first at-bat against the man 20 years his senior, with a runner on first and one out....

Ken Griffey Jr. leads the list of newcomers on the Baseball Writers’ Association ballot for the Baseball Hall of Fame’s Class of 2016. MORE: The best baseball movies of all time, ranked While Griffey, with his 630 home runs and 2,781 hits, is a cinch for first-ballot induction, there are no sure things among the other 31 players on the ballot. The only other newcomer with a chance to get elected this time would be longtime closer Trevor Hoffman (601 saves), but voters have proven in the past to take some time to come around on relief pitchers....

Voters are the approximately 600 writers who have been members of the BBWAA for 10 consecutive years at any point. Ballots must be postmarked by Dec. 27. Results will be announced Jan. 6. Players elected, along with choices announced Dec. 8 by the golden era committee (1947-72), will be inducted July 26 at Cooperstown. Here’s a look at the 2015 ballot: Top first-time candidates Randy Johnson: With 303 wins, five Cy Youngs and 4,875 strikeouts, the Big Unit is a lock for immortality....

Back in China, the nation’s other basketball phenom, Yao Ming, can only dream of taking flight. Yao thought he was going to be the first Chinese player in the NBA. The 7-foot-5 Shanghai sensation is more highly touted than Wang: the 20-year-old could be the No. 1 overall pick in the June NBA draft. But as the May 13 deadline to enter the draft draws near, Yao is still waiting for a horde of business people and apparatchiks to decide his fate....

The 5-year-old battling leukemia took the nation by storm on Nov. 15, 2013 with a series of heroic acts throughout “Gotham City” — aka San Francisco — which included a stop at AT&T Park to save Giants mascot Lou Seal. Now, for the one-year anniversary of Batkid’s big day, there’s an online effort to produce a documentary covering the occasion, fit for a super hero. Here’s the trailer: Their fundraising goal is $100,000 and you can contribute here....